Arthur Middleton
$650,0006 bd4 ba3,175 sqft$205 /sqft$4,002 /mo all-in ↓

7904 OREGOLD DRIVE, NEW PORT RICHEY, FL, 34654

Active4 days on marketListed Aug 13, 2026MLS #TB8537328

Single Family ResidenceROSEWOOD AT RIVER RIDGE PH 07

About this home

7904 OREGOLD DRIVE

MULTI-GENERATIONAL LIVING WITH ROOM FOR EVERYONE This is the one you’ve been waiting for! If your growing family needs a home where everyone can be together while still having their own space, this incredible Rosewood property will be the perfect fit. The main home offers 2,200+ square feet, 4 bedrooms, 3 bathrooms, a 2-car garage, and a 600 square foot screened porch making this one of the largest homes in all of Rosewood. Then add the expansive in-law suite, with 900+ square-foot of living space featuring TWO BEDROOMS, its own kitchen, den, laundry room, private bath AND private entrance makes for a home with possibilities that are hard to find. A HOME THAT WORKS FOR REAL LIFE Imagine having Grandma and Grandpa close by, but with their own private space. Maybe your college grads need a place to live while getting established. Perhaps you need comfortable accommodations for a live-in caregiver or nanny. Or maybe your Northern Friends would love visiting you and sunny Florida in the winter—you’ll have the space. This is exactly where this home shines. The private suite was added in 2017 and gives your family an incredible amount of flexibility without sacrificing privacy. A FAMILY-FRIENDLY NEIGHBORHOOD YOU’LL LOVE COMING HOME TO Rosewood offers the kind of atmosphere everyone is looking for—friendly neighbors, a welcoming community, and a great place to settle in and establish roots. And when it’s time to get outside, you’re just a short walk from miles of trails that wind through the area and lead all the way to Starkey Park. Grab the bikes, lace up your walking shoes and go exploring, or simply enjoy the Florida outdoors right outside your door. Plus, you’re close to Downtown New Port Richey, where there’s always something happening. Enjoy concerts and plays at the Richey Suncoast Theatre, grab dinner or drinks at one of the many restaurants and bars featuring live bands, or head to the park for one of the area’s many community events. There’s always something to do—and you don’t have to go far to do it! BIG HOME. BIG UPDATES. BIG POSSIBILITIES. Many of the major improvements have already been taken care of: • A/C replaced in 2023 • Tankless water heater added in 2022 • Electrical service upgraded to 400 amps in 2018 • Roof replaced in 2017 • Screen enclosure expanded in 2017 • 900+ sq. ft. in-law suite addition completed in 2017 The seller will replace all carpet prior to closing, and the buyer can choose the carpet color or you can choose to take an $8,000 flooring allowance at closing and select the flooring that works best for your family. HOMES LIKE THIS ARE INCREDIABLY RARE – DON’T LET THIS ONE SLIP AWAY! CALL ME TO MAKE YOUR APPOINTMENT TODAY!

Facts & features

The home at a glance

6

Bedrooms

4

Bathrooms

3,175

Sqft

0.25 ac

Lot size

2

Garage

2003

Year built

One

Levels

$205

Per sqft

Pets allowed

Inside

FlooringCarpet · Porcelain Tile
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range · Refrigerator · Tankless Water Heater · Washer · Water Softener
InteriorCeiling Fan(s) · Chair Rail · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorFrench Doors · Irrigation System · Sidewalk

Community & fees

HOA fee$69/mo
Taxes (2025)$258/yr
PetsYes
CommunityBuyer Approval Required · Deed Restrictions · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,002 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$22
HOA fee — from the listing$69
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,000
Interest rate6.00%
Loan term

Estimated payment

$4,002/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$22
HOA / condo fee$69
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs New Port Richey actives

$205 vs $202

Days on market

4 vs 52 typical

Where $205/sqft sits among the 400 New Port Richey actives

91
161 · this home
80
19
14
35
$101–159$159–218$218–276$276–334$334–393$393+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Port Richey

Map of 7904 OREGOLD DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)46 min
Downtown Tampa49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

NEW PORT RICHEY 34654 — neighborhood snapshot

Population

24,357

Median age

44.4

Median income

$64,210

Median home value

$257,500

Avg household

2.55

Households w/ children

2,304

For the school run

Pasco County School District

ElementaryMoon Lake Elementary School★★★★
MiddleRiver Ridge Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$280K$270K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

247 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 251% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →

Paper trail

This home's history

Aug 13, 2026Listed at $650,000 · 4 days on market since
2003Built · ROSEWOOD AT RIVER RIDGE PH 07

Reality check

What actually sold near 7904 OREGOLD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8743 NEW ALEXANDRIA LOOPSold · Jul ’26

$735,000

8743 NEW ALEXANDRIA LOOP

5 bd · 3 ba · 3,396 sqft · $216/sqft · 36 DOM

11726 BELLE HAVEN DRIVESold · Nov ’25

$550,000

11726 BELLE HAVEN DRIVE

5 bd · 3 ba · 3,502 sqft · $157/sqft · 122 DOM

9124 TOPNECK STSold · Sep ’25

$600,000

9124 TOPNECK ST

5 bd · 4 ba · 3,564 sqft · $168/sqft · 66 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arthur Middleton

Your agent

Arthur Middleton

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 7904 OREGOLD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7904 OREGOLD DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Arthur's phone and CRM.

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Goes straight to Arthur’s phone and CRM.

Straight answers

7904 OREGOLD DRIVE FAQs

What would the monthly payment be for 7904 OREGOLD DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,002/mo — principal and interest, the actual property-tax bill, the $69/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7904 OREGOLD DRIVE?+

The association fee works out to $69 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7904 OREGOLD DRIVE?+

The most recent tax bill on record (2025) was $258. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7904 OREGOLD DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $650,000, this home is listed about 128% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.

Which schools are assigned to 7904 OREGOLD DRIVE?+

Moon Lake Elementary School (elementary), River Ridge Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TREASURED HOME COLLECTION · Holly Davis. MLS #TB8537328.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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7904 OREGOLD DRIVE, NEW PORT RICHEY, FL — 6 Bed, 4 Bath — $650,000 | CENTURY 21 Edge