
650 BEACH DRIVE NE, ST PETERSBURG, FL, 33701
Active5 days on marketListed Aug 9, 2026MLS #TB8535208
Come see it
Upcoming open house
Sun, Aug 16
1:00 PM – 3:00 PM
About this home
650 BEACH DRIVE NE
Live steps from the downtown waterfront, enjoy local cuisine on Beach Drive, museums, St Pete Pier, cafés and everything that makes downtown St. Petersburg exciting—then simply walk home when the day is done. Located at 650 Beach Drive NE, this concrete-block townhome is one of only two and offers the privacy of a single-family home with no HOA fees. A brick walkway leads through lush tropical landscaping to a decorative wrought-iron gate and private courtyard. Custom tile details, gas lanterns, mature palms and multiple outdoor living areas give the home a distinctive style before you even step inside. A private elevator provides convenient access to the upper levels, while the attached two-car garage with EV charger offers valuable parking and storage in one of St. Petersburg’s most walkable locations. The first floor features a flexible suite with direct access to the courtyard, an en-suite bathroom, coffee bar and oversized walk-in closet. Use it as a third bedroom, private office, game room, guest retreat or additional entertaining space. The second floor includes two spacious bedroom suites and a dedicated laundry room with extensive cabinetry and counter space. The primary suite features warm wood flooring, a private balcony overlooking the courtyard, a custom walk-in closet and a spa-inspired bathroom with a soaking tub, walk-in shower and two separate vanities. The second bedroom is located down the hall and includes its own en-suite bathroom and walk-in closet, creating privacy for family or guests. The third floor is the showpiece of the home. Soaring 14-foot ceilings, clerestory windows, impact-rated windows and polished stone flooring create an open, light-filled setting designed for entertaining. The european inspired kitchen features a large granite island with a gas cooktop, abundant cabinetry, stainless steel appliances, a Miele built-in coffee system and generous prep and storage space. The open dining and living areas flow directly onto an expansive private terrace. The terrace is an extension of the living space, complete with a built-in outdoor gas grill, decorative tile accents and a retractable awning for shade on warmer days. Relax above the treetops, take in views of the Vinoy and downtown skyline, host friends for dinner or enjoy a quiet evening at home. This is downtown St. Petersburg living without giving up privacy, outdoor space, a two-car garage or the freedom of no HOA. Leave the car behind, walk to your next adventure and come home to a place that feels completely your own.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,770
Sqft
0.08 ac
Lot size
2
Garage
2006
Year built
Three Or More
Levels
$648
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$11,127 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,127/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.4%
$/sqft vs St Petersburg actives
$648 vs $336
Days on market
5 vs 58 typical
Where $648/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Historic Old Northeast
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Historic Old Northeast — neighborhood snapshot
Population
6,785
Median age
52
Median income
$89,071
Median home value
$707,667
Avg household
2
Households w/ children
502
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
226 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 133% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 650 BEACH DRIVE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$925,000
146 8TH AVENUE NE · same community
3 bd · 2.5 ba · 2,085 sqft · $444/sqft · 165 DOM
Sold · Jun ’26$1,200,000
534 1ST STREET N · same community
3 bd · 2.5 ba · 2,006 sqft · $598/sqft · 91 DOM
Sold · Mar ’26$1,180,000
400 9TH AVENUE NE · same community
3 bd · 2 ba · 1,994 sqft · $592/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arthur Middleton
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 650 BEACH DRIVE NE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 650 BEACH DRIVE NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Arthur's phone and CRM.
Straight answers
650 BEACH DRIVE NE FAQs
What would the monthly payment be for 650 BEACH DRIVE NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,127/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 650 BEACH DRIVE NE?+
The most recent tax bill on record (2025) was $7,297. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $1,795,000, this home is listed about 313% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 650 BEACH DRIVE NE?+
North Shore Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,795,000 runs 133% above the ST PETERSBURG 33701 median — but at 2,770 sqft it's also nearly twice the size of the typical St Petersburg listing.
02City & Trees/Woods views
The city and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 5 days on market in a St Petersburg market that averages 58 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Judy Horvath. MLS #TB8535208.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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