Arthur Middleton
$269,9993 bd2.5 ba1,695 sqft$159 /sqft$2,523 /mo all-in ↓

5055 CAPTAIN DAVIS DRIVE, WIMAUMA, FL, 33598

Active1 days on marketListed Jul 30, 2026MLS #TB8533995

Priced 27% below the Wimauma medianTownhouseSOUTHSHORE BAY

About this home

5055 CAPTAIN DAVIS DRIVE

Welcome to your Florida lifestyle getaway located just steps from the breathtaking Southshore Bay Lagoon—the centerpiece of this vibrant community. Imagine waking up and having immediate access to a crystal-clear, multi-acre lagoon with sandy beaches, cabanas, and sparkling turquoise waters perfect for swimming, paddleboarding, kayaking, or simply lounging in the sun. The Lagoon offers resort-style amenities, including picnic areas, a playground, and community gathering spaces—making every day feel like a vacation. This beautifully maintained D.R. Horton townhome features 3 spacious bedrooms and 2.5 baths with a bright, open-concept layout designed for comfort and easy living. Step outside to your screened-in porch overlooking the serene pond, an ideal spot for morning coffee, evening relaxation, or taking in Florida’s natural beauty. Inside, the first floor includes a kitchen with ample cabinetry, stainless steel appliances, and a generous living and dining space perfect for entertaining or unwinding. Upstairs, you’ll find three well-appointed bedrooms, including a comfortable primary suite with excellent closet space. Beyond your home, enjoy walking trails and beautifully landscaped areas that complement the Lagoon’s resort-style lifestyle. From sunrise to sunset, Southshore Bay Lagoon provides endless opportunities for recreation, relaxation, and unforgettable memories. Perfectly situated near Tampa, St. Petersburg, and Sarasota, this home keeps you close to Gulf Coast beaches, major shopping destinations, top dining options, MacDill AFB, and world-class entertainment. Whether commuting, adventuring, or enjoying the Lagoon lifestyle, everything you need is right at your fingertips. Move-in ready, beautifully situated, and steps from Southshore Bay Lagoon—don’t miss your chance to make this stunning townhome your personal slice of paradise!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,695

Sqft

0.05 ac

Lot size

1

Garage

2023

Year built

Two

Levels

$159

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorOpen Floorplan · Walk-In Closet(s)
LaundryInside · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorthwest
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$135/mo
Taxes (2025)$6,231/yr
PetsYes
CommunityDeed Restrictions · Dog Park · Gated Community - Guard · Golf Carts OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,523 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property tax — 2025 actual bill$519
HOA fee — from the listing$135
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,450
Interest rate6.00%
Loan term

Estimated payment

$2,523/mo

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$519
HOA / condo fee$135
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $270K
$211KedgeAI estimate $239,352 · range $220K$278K$289K

vs edgeAI estimate

+12.8%

Days on market

1 vs 44 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wimauma

Map of 5055 CAPTAIN DAVIS DRIVE

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wimauma. See the full Wimauma guide →

The numbers that matter

The Wimauma market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$369K$362K

Wimauma median sold, yr/yr

98.6%

Sale-to-list ratio (12 mo)

Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% below the Wimauma median. See the full Wimauma market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $269,999 · 1 days on market since
2023Built · SOUTHSHORE BAY

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arthur Middleton

Your agent

Arthur Middleton

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5055 CAPTAIN DAVIS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5055 CAPTAIN DAVIS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Arthur's phone and CRM.

Goes straight to Arthur’s phone and CRM.

Straight answers

5055 CAPTAIN DAVIS DRIVE FAQs

What would the monthly payment be for 5055 CAPTAIN DAVIS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,523/mo — principal and interest, the actual property-tax bill, the $135/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5055 CAPTAIN DAVIS DRIVE?+

The association fee works out to $135 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5055 CAPTAIN DAVIS DRIVE?+

The most recent tax bill on record (2025) was $6,231. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5055 CAPTAIN DAVIS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wimauma?+

At $269,999, this home is listed about 27% below the Wimauma median of $370,000. The market section on this page shows how the area is trending.

Listing courtesy of 27NORTH REALTY · Trish Ellis. MLS #TB8533995.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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