2609 MONTEGO BAY BOULEVARD, KISSIMMEE, FL, 34746
Active1 days on marketListed Aug 12, 2026MLS #S5155301
About this home
2609 MONTEGO BAY BOULEVARD
Nestled within the Montego Bay community, this exquisite residence is a sight to behold. Offering three bedrooms and two baths, this fully furnished home is adorned with stunning features, including majestic vaulted ceilings and an inviting sparkling pool. As you enter, a spacious living room welcomes you, bathed in the warm embrace of the lofty ceilings. To your left, the first two bedrooms await your discovery. The left bedroom boasts a jack-and-jill style restroom access and a generous walk-in closet, while the right bedroom delights in ample sunlight and a deep closet, creating an airy and expansive ambiance. Venturing further into the heart of the home, you'll find a generously proportioned living room and an elegant formal dining area, cleverly divided by the presence of a well-appointed kitchen and a cozy dining nook. The kitchen showcases sleek stainless-steel appliances and a breakfast bar, ideal for hosting gatherings and entertaining guests. Beyond the dining nook, a door leads you to the garage, which offers convenient laundry hookups and ample storage space. Towards the rear of the dwelling, a sprawling master suite awaits, featuring a luxuriously deep walk-in closet and an ensuite bathroom boasting a dual vanity sink and a step-in shower. Stepping out onto the screened-in Lenai, you'll discover a sanctuary of relaxation and entertainment. Whether you desire a shaded retreat or prefer basking in the sun, the Lenai offers both options, alongside ample space for grilling and unwinding. And when the heat beckons, indulge in refreshing laps within the glistening pool. To learn more about this captivating property or to schedule a private showing, call today and seize the opportunity to experience it firsthand!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,502
Sqft
0.12 ac
Lot size
2
Garage
1990
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Kissimmee actives
$2 vs $209
Days on market
1 vs 55 typical
Where $2/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Montego Bay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Montego Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Montego Bay is a short-term-rental community. See the full guide →
Montego Bay — neighborhood snapshot
Population
1,197
Median age
35
Median income
$57,691
Median home value
$278,700
Avg household
3
Households w/ children
122
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
188 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 2609 MONTEGO BAY BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$350,000
2553 MONTEGO BAY BOULEVARD · same community
3 bd · 2 ba · 1,502 sqft · $233/sqft · 56 DOM
Sold · Dec ’25$340,000
2525 MONTEGO BAY BOULEVARD · same community
3 bd · 2 ba · 1,565 sqft · $217/sqft · 21 DOM
Sold · Oct ’25$309,000
2765 MONTEGO BAY BOULEVARD · same community
3 bd · 2 ba · 1,381 sqft · $224/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arthur Middleton
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2609 MONTEGO BAY BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2609 MONTEGO BAY BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Arthur's phone and CRM.
Straight answers
2609 MONTEGO BAY BOULEVARD FAQs
What would the monthly payment be for 2609 MONTEGO BAY BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 2609 MONTEGO BAY BOULEVARD be rented short-term?+
Yes — this home sits inside Montego Bay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2609 MONTEGO BAY BOULEVARD?+
The listing reports pets: Monthly Pet Fee, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $2,600, this home is listed about 99% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2609 MONTEGO BAY BOULEVARD?+
Celebration High School (high), Westside K-8 School (elementary) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the KISSIMMEE 34746 market on paper
$2,600 is 99% below the KISSIMMEE 34746 median of $345,000, and at $2/sqft it sits under the Kissimmee average of $216.
02Zoned for nightly rentals
Montego Bay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Fresh on the market
Only 1 day on market in a Kissimmee market that averages 55 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE · Nigina Ikromi, LLC. MLS #S5155301.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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