Arthur Middleton
$203,0003 bd1 ba1,028 sqft$197 /sqft$1,710 /mo all-in ↓

220 PINEHURST DR, AUBURNDALE, FL, 33823

Active1 days on marketListed Jul 31, 2026MLS #S5154101

Priced 37% below the AUBURNDALE 33823 medianSingle Family ResidenceMARIANA WOODS

Come see it

Upcoming open house

Sat, Aug 8

11:00 AM – 3:00 PM

About this home

220 PINEHURST DR

Under $205K in Auburndale and the expensive work is already done, the rest is yours to make. Here's the thing nobody tells you about buying a 1963 block home: it isn't the kitchen that wrecks your budget, it's the roof, the AC, and the plumbing hiding inside the walls, the five figure surprises that turn a bargain into a money pit. At 220 Pinehurst, every single one of them has already been handled. Roof 2022. HVAC 2021. Water heater 2023. The entire home has been replumbed from original to PVC, no galvanized and no guessing. The electrical panel has been upgraded to a modern Square D. Solid block construction on a slab, Flood Zone X, no HOA, and an irrigation well and pump already on the property to keep that big lawn green on your terms, and while the well hasn't been run in a few years and its condition is unknown, the infrastructure is in the ground and ready for someone to bring it back. That's the part that's finished, and here's the part that's exciting, because inside, this home is a blank canvas, and at this price, an affordable one. The bones are genuinely good, and original terrazzo runs throughout the home, the kind of mid century flooring people now pay to restore. The kitchen and single bath are clean, functional, and thoroughly original, waiting for the finishes you'd choose yourself instead of paying a premium for someone else's taste. Bring paint, bring flooring, bring your ideas, this is a home you get to make your own from the studs of a solid structure outward. Then there's the Florida room, wrapped in windows on every side and pouring in light, looking straight out onto the back landscape, ideal as an office, studio, playroom, plant room, or morning coffee room, 320 square feet of bonus space that's yours to define. Step outside and the lot sells itself, nearly a quarter acre, 140 feet deep, anchored by a magnificent front camphor tree with a canopy that takes decades to grow and can't be bought at any price, while the backyard opens into a private green backdrop of mature trees with room to garden, to play, and to build the outdoor space you've been picturing, and because the street doesn't cut through to anywhere, it stays quiet. Mariana Woods puts you minutes from Lake Ariana, downtown Auburndale, and I-4, meaning Lakeland, Tampa, and Orlando are all an easy drive, with Polk County taxes, no HOA dues, and low carrying costs. Solid systems, rare lot, and a blank canvas priced to move at $203,000. Some homes you buy finished, this one you get to finish yourself and build real equity doing it, so schedule your showing before it's gone. All information deemed reliable but not guaranteed. Buyer and buyer's agent to verify all measurements, room sizes, systems, and property information, including the condition and functionality of the irrigation well and pump.

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,028

Sqft

0.23 ac

Lot size

1963

Year built

One

Levels

$197

Per sqft

Pets allowed

Inside

FlooringLinoleum · Terrazzo
AppliancesElectric Water Heater · Range · Refrigerator
InteriorAttic Fan
LaundryCommon Area
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ParkingDriveway
ExteriorSliding Doors

Community & fees

Taxes (2025)$3,187/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,710 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,195
FHA mortgage insurance (est.)$90
Property tax — 2025 actual bill$266
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,105Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,105
Interest rate6.00%
Loan term

Estimated payment

$1,710/mo

Principal & interest$1,195
FHA mortgage insurance (est.)$90
Property taxes (actual bill)$266
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $203K
$191KedgeAI estimate $212,463 · range $199K$246K$255K

vs edgeAI estimate

−4.5%

Days on market

1 vs 50 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mariana Woods

Map of 220 PINEHURST DR inside its neighborhood boundary

Drive times from this address

Walt Disney World39 min
Universal Orlando49 min
Downtown Tampa54 min
Downtown Orlando55 min
Orlando Int’l Airport (MCO)59 min
Tampa Int’l Airport (TPA)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Auburndale. See the full Auburndale guide →

Mariana Woods — neighborhood snapshot

Population

635

Median age

42

Median income

$59,250

Median home value

$201,400

Avg household

2

Households w/ children

47%

For the school run

Polk County School District

ElementaryWalter Caldwell Elementary School★★★★★
HighAuburndale Senior High School★★★★
MiddleJere L. Stambaugh Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Auburndale market

Seller’s marketBalanced5.9 months of inventoryBuyer’s market

$316K$335K

Auburndale median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% below the AUBURNDALE 33823 median. See the full Auburndale market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $203,000 · 1 days on market since
1963Built · MARIANA WOODS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arthur Middleton

Your agent

Arthur Middleton

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 220 PINEHURST DR — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 220 PINEHURST DR — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Arthur's phone and CRM.

Goes straight to Arthur’s phone and CRM.

Straight answers

220 PINEHURST DR FAQs

What would the monthly payment be for 220 PINEHURST DR?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,710/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 220 PINEHURST DR?+

The most recent tax bill on record (2025) was $3,187. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 220 PINEHURST DR?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Auburndale?+

At $203,000, this home is listed about 43% below the Auburndale median of $355,000. The market section on this page shows how the area is trending.

Which schools are assigned to 220 PINEHURST DR?+

Walter Caldwell Elementary School (elementary), Auburndale Senior High School (high), Jere L. Stambaugh Middle (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX HERITAGE PROFESSIONALS · Manny Quiros. MLS #S5154101.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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