165 LAKE DESTINY TRAIL, ALTAMONTE SPRINGS, FL, 32714
Active0 days on marketListed Aug 12, 2026MLS #O6432399
About this home
165 LAKE DESTINY TRAIL
IN PAST 3 YEARS HOME HAS BEEN EXTENSIVELY REMODELED/UPDATED, NEW FLOORING, KITCHEN,BATH CABINETS, SOLID SURFACE TOPS, ROOF,WINDOWS, A/C, INTERIOR 7 EXTERIOR PAINT,RETEXTURED WALLS AND CEILINGS, ELECTRIC PANEL,POOL PUMP, WATER HEATER,APPLIANCES & IRRIGATION SYSTEM. PAVERS DRIVE,WALKS, POOL DECKING, COVERED PATIO AREA, ATTRACTIVE POOL SCREEN ENCLOSURE. TWO LAKES WITH BOAT RRAMPS, GUARD GATED, LARGE STORAGE SHED WITH ELECTRIC. SHOPPING INCLUDING MALL, HOSPITAL, SCHOOLS, RESTRAUNTS, INTERSTATE AND EXPRESSWAY ACCESS ALL WITHIN A FEW MILES. NO WORK NEEDED TO OCCUPY THIS BEAUTIFUL HOME. BOTH PRIMARY BEDROOMS HAVE ACCESS TO POOL.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,254
Sqft
0.33 ac
Lot size
2
Garage
1972
Year built
One
Levels
$323
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,942 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,942/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.6%
$/sqft vs Altamonte Springs actives
$323 vs $181
Days on market
0 vs 47 typical
Where $323/sqft sits among the 291 Altamonte Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Spring Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,513/mo median
Live Altamonte Springs rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Spring Valley
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Spring Lake is a short-term-rental community. See the full guide →
Spring Valley — neighborhood snapshot
Population
4,751
Median age
31
Median income
$55,823
Median home value
$131,254
Avg household
3
Households w/ children
688
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Altamonte Springs market
$313K → $315K
Altamonte Springs median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
156 of 291
Altamonte Springs actives have cut their price
Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 536% above the ALTAMONTE SPRINGS 32714 median. See the full Altamonte Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 165 LAKE DESTINY TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$699,000
160 LAKE DESTINY TRAIL · same community
4 bd · 2.5 ba · 2,203 sqft · $317/sqft · 17 DOM
Sold · Nov ’25$590,000
155 LAKE DESTINY TRAIL · same community
4 bd · 2.5 ba · 2,129 sqft · $277/sqft · 0 DOM
Sold · Jun ’26$557,500
150 LAKE DESTINY TRAIL · same community
4 bd · 2 ba · 2,115 sqft · $264/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arthur Middleton
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 165 LAKE DESTINY TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 165 LAKE DESTINY TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Arthur's phone and CRM.
Straight answers
165 LAKE DESTINY TRAIL FAQs
What would the monthly payment be for 165 LAKE DESTINY TRAIL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,942/mo — principal and interest, the actual property-tax bill, the $170/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 165 LAKE DESTINY TRAIL?+
The association fee works out to $170 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 165 LAKE DESTINY TRAIL?+
The most recent tax bill on record (2025) was $6,634. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 165 LAKE DESTINY TRAIL be rented short-term?+
Yes — this home sits inside Spring Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 165 LAKE DESTINY TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Altamonte Springs?+
At $1,049,990, this home is listed about 425% above the Altamonte Springs median of $200,000. The market section on this page shows how the area is trending.
Which schools are assigned to 165 LAKE DESTINY TRAIL?+
Spring Lake Elementary School (elementary), Milwee Middle School (middle), Lyman High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,049,990 runs 536% above the ALTAMONTE SPRINGS 32714 median — but at 3,254 sqft it's also nearly 3 times the size of the typical Altamonte Springs listing.
02Zoned for nightly rentals
Spring Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Fresh on the market
Listed today in a Altamonte Springs market that averages 47 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of A.M. APPRAISAL SERVICE, INC. · Anthony Mancuso. MLS #O6432399.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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