14 LAMOYNE LANE, PALM COAST, FL, 32137
Active23 days on marketListed Jul 19, 2026MLS #O6426434
About this home
14 LAMOYNE LANE
Welcome to this beautifully renovated 3-bedroom, 2-bath home with 1,596 square feet of thoughtfully designed living space. Built by Seagate in 2006 with concrete block construction and extensively renovated in 2026, this move-in ready home combines modern updates with quality construction. Step inside to an open-concept floor plan featuring tile flooring throughout, quartz countertops, and a beautifully updated kitchen designed for both everyday living and entertaining. The spacious living area features a custom shiplap accent wall with a modern electric fireplace, creating a warm and inviting gathering space. The home has been updated with tastefully renovated bathrooms, new energy-efficient windows throughout, and a new sliding glass door that brings in abundant natural light while enhancing comfort and efficiency. The spacious primary suite includes a custom shiplap accent wall, a black barn door, and an updated en-suite bathroom. Recent improvements include a 2024 HVAC system, Generator hookup, new water heater, water softener, new energy-efficient windows throughout, new sliding glass door, freshly painted exterior, and an active termite bond. Situated in a peaceful neighborhood, the property is surrounded by Florida wildlife, including cardinals and deer, while remaining conveniently located near shopping, restaurants, golf courses, parks, medical facilities, beautiful Atlantic beaches, and major roadways. Additional Features: Seagate-built home (2006), concrete block construction, renovated in 2026, open-concept floor plan, quartz countertops, tile flooring throughout, custom shiplap feature wall, modern electric fireplace, renovated bathrooms, new energy-efficient windows throughout, new sliding glass door, 2024 HVAC system, new water heater, water softener, freshly painted exterior, and active termite bond.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,596
Sqft
0.22 ac
Lot size
2
Garage
2006
Year built
One
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,948 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,948/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.7%
$/sqft vs Palm Coast actives
$250 vs $218
Days on market
23 vs 49 typical
Where $250/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Matanzas Woods
Get to know Palm Coast. See the full Palm Coast guide →
Matanzas Woods — neighborhood snapshot
Population
4,251
Median age
43
Median income
$80,188
Median home value
$358,971
Avg household
3
Households w/ children
416
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
171 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 14 LAMOYNE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$255,000
14 LAMOYNE LANE · same community
3 bd · 2 ba · 1,596 sqft · $160/sqft · 35 DOM
Sold · Sep ’25$300,000
53 LA MANCHA DRIVE · same community
3 bd · 2 ba · 1,617 sqft · $186/sqft · 51 DOM
Sold · Dec ’25$250,000
43 BUTTERFIELD DRIVE
3 bd · 2 ba · 1,553 sqft · $161/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arthur Middleton
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 14 LAMOYNE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14 LAMOYNE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Arthur's phone and CRM.
Straight answers
14 LAMOYNE LANE FAQs
What would the monthly payment be for 14 LAMOYNE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,948/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14 LAMOYNE LANE?+
The most recent tax bill on record (2025) was $3,147. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14 LAMOYNE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $399,000, this home is priced right at the Palm Coast median.
Which schools are assigned to 14 LAMOYNE LANE?+
Belle Terre Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6426434.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 14 LAMOYNE LANE but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Arthur to ping you on any price or status change →