3859 SANIBEL STREET, CLERMONT, FL, 34711
Active137 days on marketListed Apr 2, 2026MLS #O6391833
About this home
3859 SANIBEL STREET
One or more photo(s) has been virtually staged. Welcome to Heritage Hills, one of Clermont’s most desirable 55+ communities! This out-of-state seller is EAGER to help make this exceptional property your forever home. This highly sought-after Monroe II model offers an impressive 3 bedrooms, 3 full bathrooms, a private office, and over 2,500 square feet of thoughtfully designed living space. Situated on a beautiful lot of nearly ¼ acre, this home offers a peaceful setting with a nearby walking trail. Freshly updated with NEW interior paint and NEW exterior paint, this home is move-in ready and showcases a wonderful open floor plan designed for both everyday living and entertaining. The spacious kitchen is the heart of the home, featuring abundant cabinetry, granite countertops, a breakfast bar with stylish pendant lighting, and a cozy breakfast nook perfect for enjoying your morning coffee. The formal living and dining rooms provide additional space for gatherings with family and friends. The private office with double French doors offers flexibility and can easily be transformed into a craft room, den, reading room, or comfortable sitting area. The second bedroom includes its own full bathroom, creating a wonderful ensuite option for guests. The third bedroom, located at the front of the home, features NEW luxury vinyl plank flooring. Step outside to the extended screened lanai, the perfect place to relax, enjoy the beautiful Florida weather, and take in the tranquil surroundings. Additional features include a convenient laundry room with utility sink and a spacious 3-car garage with hanging storage racks for extra organization. You will love the peaceful lifestyle Heritage Hills has to offer! This vibrant 55+ community features resort-style amenities including a heated pool and spa, pickleball, tennis, basketball, bocce ball, shuffleboard, clubhouse with planned activities, numerous clubs, fitness center, arts and crafts room, billiards room, card room, and ballroom for special events.The HOA includes exterior painting every 6 years, Spectrum cable and high-speed internet, and lawn maintenance. Residents also enjoy a scenic 5-mile walking trail throughout the community. Don’t miss this opportunity to enjoy the best of Florida living in Heritage Hills! Schedule your private showing today and discover the home you’ve been waiting for.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,554
Sqft
0.21 ac
Lot size
3
Garage
2014
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,906 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,906/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.8%
$/sqft vs Clermont actives
$176 vs $221
Days on market
137 vs 46 typical
Where $176/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heritage Hills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
Heritage Hills — neighborhood snapshot
Population
3,343
Median age
52
Median income
$105,987
Median home value
$426,700
Avg household
3
Households w/ children
306
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $444K
Clermont median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
227 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 3859 SANIBEL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$517,000
3791 SANIBEL STREET · same community
3 bd · 3 ba · 2,615 sqft · $198/sqft · 143 DOM
Sold · Mar ’26$485,000
3856 SANIBEL STREET · same community
3 bd · 2 ba · 2,109 sqft · $230/sqft · 23 DOM
Sold · Aug ’25$520,000
4516 BARRISTER DRIVE
4 bd · 3 ba · 2,539 sqft · $205/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arthur Middleton
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3859 SANIBEL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3859 SANIBEL STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Arthur's phone and CRM.
Straight answers
3859 SANIBEL STREET FAQs
What would the monthly payment be for 3859 SANIBEL STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,906/mo — principal and interest, the actual property-tax bill, the $524/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3859 SANIBEL STREET?+
The association fee works out to $524 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3859 SANIBEL STREET?+
The most recent tax bill on record (2025) was $4,566. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3859 SANIBEL STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $449,000, this home is listed about 2% below the Clermont median of $460,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3859 SANIBEL STREET?+
Windy Hill Middle School (middle), East Ridge High School (high), Lost Lake Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Know the monthly fee
The association fee is $524/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
02Time on market is leverage
137 days on market against a Clermont median of 46 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Windy Hill Middle School, East Ridge High School, Lost Lake Elementary School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $525,000, now $449,000 — a $76K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA REALTY · Andrew Kincaid. MLS #O6391833.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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