90 CUNNINGHAM DRIVE, NEW SMYRNA BEACH, FL, 32168
Active456 days on marketListed May 12, 2025MLS #NS1084859
About this home
90 CUNNINGHAM DRIVE
Enjoy tranquil water views, including a glimpse of the iconic Ponce Inlet Lighthouse with amazing views from the primary bedroom. A complete kitchen remodel with onyx cabinetry, granite countertops, presinte backsplash and kitchen aid appliances. A second-story renovation was completed in 2018, featuring Pergo flooring, crown molding, and fresh coastal tones. Between 2020 and 2021, the home was further transformed with luxury vinyl plank flooring throughout the main level, stylish new lighting, and the addition of a show-stopping 45’x20’ saltwater pool with an infinity-edge spa, lounging shelf, and seating ledge surrounded by pristine pavers. The exterior, including a 400 sq ft outbuilding with electricity, was freshly painted in 2022. In 2025, the outdoor living experience was elevated again with an extended paver driveway, seashell rock flower beds, lush St. Augustine grass, updated landscaping, and a new irrigation system. Whether hosting a sunset cookout on the double covered patio, gathering around the fire pit, or watching TV poolside with friends, this home offers unmatched space for entertaining and relaxing. The detached outbuilding is perfect as a pool house, guest suite, game room, or studio. Pet-friendly features include a fenced dog run, doggy door, and ample yard space to roam. Just minutes to the public boat ramp and a quick golf cart ride to Canal Street, Flagler Avenue, and the beach—this is the lifestyle that makes New Smyrna Beach so special. Additional upgrades include a 2018 roof, 2024 upstairs A/C, wireless thermostats, and keyless entry. Coastal charm, thoughtful upgrades, and an unbeatable location—this is NSB living at its finest.
Facts & features
The home at a glance
6
Bedrooms
4.5
Bathrooms
3,661
Sqft
0.28 ac
Lot size
2
Garage
1958
Year built
Two
Levels
$546
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$12,260 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,260/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$546 vs $368
Days on market
456 vs 68 typical
Where $546/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Smyrna Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
NEW SMYRNA BEACH 32168 — neighborhood snapshot
Population
30,688
Median age
54.9
Median income
$72,967
Median home value
$310,200
Avg household
2.15
Households w/ children
2,507
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $445K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
207 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 433% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 90 CUNNINGHAM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,325,000
33 CUNNINGHAM DRIVE · same community
4 bd · 3 ba · 3,228 sqft · $410/sqft · 71 DOM
Sold · Jul ’26$1,750,000
45 CUNNINGHAM DRIVE · same community
3 bd · 3 ba · 4,355 sqft · $402/sqft · 253 DOM
Sold · Jan ’26$3,100,000
73 CUNNINGHAM DRIVE · same community
5 bd · 4 ba · 4,611 sqft · $672/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arthur Middleton
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 90 CUNNINGHAM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 90 CUNNINGHAM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Arthur's phone and CRM.
Straight answers
90 CUNNINGHAM DRIVE FAQs
What would the monthly payment be for 90 CUNNINGHAM DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,260/mo — principal and interest, the actual property-tax bill, the $2/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 90 CUNNINGHAM DRIVE?+
The association fee works out to $2 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 90 CUNNINGHAM DRIVE?+
The most recent tax bill on record (2024) was $6,738. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 90 CUNNINGHAM DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $1,999,000, this home is listed about 288% above the New Smyrna Beach median of $515,350. The market section on this page shows how the area is trending.
Which schools are assigned to 90 CUNNINGHAM DRIVE?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,999,000 runs 433% above the NEW SMYRNA BEACH 32168 median — but at 3,661 sqft it's also nearly twice the size of the typical New Smyrna Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
456 days on market against a New Smyrna Beach median of 68 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LOCAL LIVING REALTY GROUP · Candace Cecil. MLS #NS1084859.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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