
1038 NE 14TH AVENUE, GAINESVILLE, FL, 32601
Active25 days on marketListed Jul 17, 2026MLS #GC541913
About this home
1038 NE 14TH AVENUE
Virtually Staged. Discover the ultimate "Maker’s Dream" in NE Gainesville’s Highland Court neighborhood! This updated 4BR/2BA ranch house offers 1,467 square feet of living space on an expansive .33-acre double lot. A true compound, it includes two driveways, two garages, a workshop, a garden shed, a zen room and a greenhouse. There’s even space for an ADU with its own private entrance. It’s all the space you need to build, tinker, imagine and grow. Aside from the 1467 square feet of the house, there is ver 1200 sq ft of outdoor living, working and playing space! This home has a rare blend of great location, expansive space and creative potential. Step through the front door into a spacious and light-filled living and dining room combination, with windows on both front and back. Down the hall you'll find three additional bedrooms, each with built-in closets and drawers. The primary bedroom has an en-suite with a tub/shower combo, while the updated hall bathroom features a walk-in shower. Both full bathrooms are newly renovated with high-end tile. All the windows are recently-replaced with double pane glass. Just off the living room, a step down leads to a versatile bonus room, perfect as a 4th bedroom, home office, guest suite, craft room, multigenerational living or even for rental income. This flexible space has its own separate entrance and a private screened porch, which opens out to the double driveway and carport. The kitchen has been lovingly updated with marble floor, granite counters, designer tile backsplash, new stainless-steel appliances and a door-in-door refrigerator. The kitchen's back door leads to a sunny and cheerful laundry room. Its interior is lined with fragrant cedar. There is a washer, dryer and a custom-made copper sink base. The tankless water heater is easy on the utility bills, and with it, you will never run out of hot water. The zen room outside is a 17ft x 17ft screened patio, a breezy retreat perfect for yoga, morning coffee, or hosting friends. The greenhouse has soft, diffused light. It’s a haven for gardeners and artists alike. A garage with workshop in the NE corner of the lot is perfect for a home mechanic or tinkerer. It once held a Model T. Another garage in the SE corner of the backyard is ready to hold your hobbies or storage. Outside there’s plenty of room to build an ADU and it could even have its own private driveway, entrance, garage and patio. One long, single driveway creates a private entrance for the ADU, while the main house still retains the double driveway on the other side for privacy. These driveways can hold a lot of vehicles. Here you have room to grow, create, and store everything. Great location in a prime walkable neighborhood, you can walk to Public & General or ride your bike to downtown and UF. New blinds are included. Seller is offering a NEW ROOF with an acceptable offer! Seller financing available (7% Int/5-yr balloon with 20% down).
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,398
Sqft
0.33 ac
Lot size
1958
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,589 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,589/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7%
$/sqft vs Gainesville actives
$228 vs $200
Days on market
25 vs 44 typical
Where $228/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32601 — neighborhood snapshot
Population
23,296
Median age
23
Median income
$30,878
Median home value
$284,200
Avg household
2.1
Households w/ children
1,322
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $305K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
187 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the GAINESVILLE 32601 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 1038 NE 14TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$190,000
1020 NE 1ST AVENUE
3 bd · 1 ba · 1,374 sqft · $138/sqft · 92 DOM
Sold · Dec ’25$481,400
113 NE 7TH STREET
3 bd · 2 ba · 1,459 sqft · $330/sqft · 46 DOM
Sold · Apr ’26$265,000
634 NE 15TH TERRACE
3 bd · 2 ba · 1,329 sqft · $199/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arthur Middleton
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1038 NE 14TH AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1038 NE 14TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Arthur's phone and CRM.
Straight answers
1038 NE 14TH AVENUE FAQs
What would the monthly payment be for 1038 NE 14TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,589/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1038 NE 14TH AVENUE?+
The most recent tax bill on record (2025) was $4,915. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $319,000, this home is listed about 8% above the Gainesville median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1038 NE 14TH AVENUE?+
Abraham Lincoln Middle School (middle), Gainesville High School (high), Idylwild Elementary School (elementary) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PEPINE REALTY · Betsy Pepine. MLS #GC541913.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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