
3286 DZURO DRIVE, OXFORD, FL, 34484
Active0 days on marketListed Aug 6, 2026MLS #G5115380
About this home
3286 DZURO DRIVE
Welcome to one of the most beautiful homes in Oxford Oaks! This stunning stretched Alder 5 model offers 3 bedrooms, 2 bathrooms, exceptional upgrades throughout, and the perfect blend of contemporary elegance and everyday functionality. Perfectly positioned with a southwest-facing front, you'll enjoy breathtaking Florida sunsets from the inviting screened front porch. At the rear of the home, the spacious Florida room and enclosed lanai overlook a peaceful wooded setting where you can savor tranquil sunrises and your morning coffee in complete privacy. Step inside to discover a light-filled interior featuring beautiful wood-look tile flooring throughout the main living areas, complemented by marble tile in both bathrooms. The entire home has been professionally painted in soft, soothing contemporary tones, creating a warm and welcoming atmosphere. Elegant 6-inch baseboards and custom wood window moldings add architectural detail and a luxurious finishing touch throughout the home. The gourmet kitchen is truly the heart of the home, showcasing quartz countertops, a striking designer combination of cream upper cabinetry and contrasting dark lower cabinetry, a gorgeous tile backsplash, and elegant medallion pendant lighting above the center island. Every detail has been thoughtfully designed for convenience, including soft-close drawers, pull-out shelving throughout the cabinetry, and abundant workspace for cooking and entertaining. The spacious primary suite is a private retreat featuring two walk-in closets and a beautifully appointed ensuite bath complete with pull-out shelving for exceptional organization. The well-designed laundry room is equally impressive, offering a large pantry with pull-out shelves, an additional storage closet, and a convenient coffee and beverage station, also equipped with pull-out shelving. Outdoor living is just as impressive. The enclosed lanai opens to a paver patio, perfect for grilling, entertaining, or simply enjoying Florida's beautiful weather. Beyond the patio, the wooded backdrop provides exceptional privacy—a rare and highly sought-after feature in newer communities. Additional premium features include block stucco construction, an energy-efficient two-stage heat pump, a whole-house water filtration system, and Smart Home readiness, allowing the next owners to easily integrate today's latest technology. Located in the highly sought-after Oxford Oaks family neighborhood of The Villages, eligible families employed by The Villages or one of its recognized partner businesses have the opportunity for their children to attend the highly acclaimed The Villages Charter Schools, making this an exceptional place to call home. Residents of Oxford Oaks enjoy outstanding neighborhood amenities including a private resort-style pool, pickleball, tennis and basketball courts, playground, outdoor fitness area, picnic pavilion, and private postal facility. Beautifully upgraded, thoughtfully designed, and impeccably maintained, this home offers the perfect combination of luxury, comfort, and functionality. From spectacular sunset views on the front porch to peaceful sunrise mornings overlooking the wooded preserve, every detail has been carefully curated to create a truly special place to call home. This is unquestionably one of the finest homes available in Oxford Oaks—schedule your private showing today before this exceptional property is gone!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,931
Sqft
0.19 ac
Lot size
2
Garage
2020
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,895 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,895/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.8%
Days on market
0 vs 51 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oxford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oxford. See the full Oxford guide →
OXFORD 34484 — neighborhood snapshot
Population
5,409
Median age
51.1
Median income
$90,826
Median home value
$375,800
Avg household
2.18
Households w/ children
509
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oxford market
$335K → $353K
Oxford median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the OXFORD 34484 median. See the full Oxford market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arthur Middleton
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3286 DZURO DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3286 DZURO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Arthur's phone and CRM.
Straight answers
3286 DZURO DRIVE FAQs
What would the monthly payment be for 3286 DZURO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,895/mo — principal and interest, the actual property-tax bill, the $62/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3286 DZURO DRIVE?+
The association fee works out to $62 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3286 DZURO DRIVE?+
The most recent tax bill on record (2025) was $2,458. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3286 DZURO DRIVE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oxford?+
At $389,900, this home is listed about 4% below the Oxford median of $407,125. The market section on this page shows how the area is trending.
Which schools are assigned to 3286 DZURO DRIVE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OXFORD 34484 market on paper
$389,900 is 6% below the OXFORD 34484 median of $414,900, and at $202/sqft it sits under the Oxford average of $229.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Oxford market that averages 51 — if it fits, move quickly.
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Jamie Noll. MLS #G5115380.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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