401 NORMA COURT, PUNTA GORDA, FL, 33950
Active5 days on marketListed Aug 4, 2026MLS #C7528795
About this home
401 NORMA COURT
PUNTA GORDA ISLES!! OVERSIZED CORNER LOT 3 BEDROOM, 2 BATH, 2-CAR GARAGE WATERFRONT POOL HOME WITH DOCK & POWERBOAT ACCESS TO CHARLOTTE HARBOR LEADING TO THE GULF! Inviting curb appeal welcomes you home with a tile roof, mature tropical accents, and a covered front entry. Beyond the foyer, the spacious living room opens effortlessly to the dining area, where sliding glass doors frame serene water views. This updated gourmet kitchen features wood cabinetry, quartz countertops, stainless steel appliances, eat-in kitchen and breakfast bar perfect for entertaining. Generous primary bedroom has his and her walk-in closets and an ensuite bath complete with dual sinks and a walk-in shower. Two comfortably sized guest bedrooms are conveniently situated near a well-appointed guest bathroom, providing comfortable accommodations for family and visitors. Step outside to discover an outdoor retreat perfect for entertaining or relaxing. The screened lanai showcases a unique tropical garden complete with a pond, rock waterfall, and decorative bridge, creating a peaceful setting that enhances the outdoor living space. Beyond the tropical garden, the screened-in pool overlooks a walkway leading to the dock and tranquil canal views. The quiet waterfront setting is perfect for fishing, kayaking, or paddleboarding, while boaters will appreciate the easy access to open water minutes away. Located in popular golf and boating community close to St. Andrews South Golf Club, the Yacht Club, Fishermen's Village, and the historic downtown area of Punta Gorda. Enjoy access to arts, community events, entertainment, world-class fishing, boating, fine dining, and beautiful parks. Don't miss your chance to own this waterside treasure! Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,280
Sqft
0.32 ac
Lot size
2
Garage
1970
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,588 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,588/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−39%
$/sqft vs PUNTA GORDA ISLES SEC 07
$208 vs $313
Days on market
5 vs 62 typical
Where $208/sqft sits among the 6 homes for sale in PUNTA GORDA ISLES SEC 07
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
2 of 6
PUNTA GORDA ISLES SEC 07 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 401 NORMA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$565,000
505 VIA CINTIA · same community
3 bd · 2 ba · 2,304 sqft · $245/sqft · 264 DOM
Sold · Jul ’26$725,000
1320 APPIAN DRIVE · same community
3 bd · 3 ba · 2,367 sqft · $306/sqft · 218 DOM
Sold · Apr ’26$700,000
1416 VIA MILANESE · same community
4 bd · 3 ba · 2,371 sqft · $295/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arthur Middleton
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 401 NORMA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 401 NORMA COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Arthur's phone and CRM.
Straight answers
401 NORMA COURT FAQs
What would the monthly payment be for 401 NORMA COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,588/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 401 NORMA COURT?+
The most recent tax bill on record (2025) was $5,063. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 401 NORMA COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $475,000, this home is listed about 40% above the Punta Gorda median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 401 NORMA COURT?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$475,000 runs 79% above the PUNTA GORDA 33950 median — but at 2,280 sqft it's also 35% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Punta Gorda market that averages 62 — if it fits, move quickly.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA · Brian Helgemo. MLS #C7528795.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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