
3118 BAYBERRY AVENUE, PUNTA GORDA, FL, 33950
Active17 days on marketListed Jul 28, 2026MLS #C7528685
About this home
3118 BAYBERRY AVENUE
Experience the best of the Southwest Florida lifestyle in this beautifully furnished waterfront home, located in the highly sought-after, non-HOA Charlotte Park boating community adjacent to Punta Gorda Isles. This turnkey residence features a bright, open floor plan filled with natural light, tasteful coastal décor, and luxury vinyl plank flooring throughout. The private dock and boat lift make it easy to enjoy boating, fishing, kayaking, and exploring Charlotte Harbor and the surrounding waterways. Conveniently located just five minutes from Fishermen’s Village and historic downtown Punta Gorda, you will be close to waterfront dining, local seafood restaurants, live entertainment, boutique shopping, parks, and community events. Sunseeker Resort is approximately 10 minutes away and offers an impressive selection of dining, entertainment, and resort amenities. Punta Gorda Airport is only 15 minutes away, Interstate 75 can be reached in less than 10 minutes, and Southwest Florida International Airport is approximately 45 minutes from the property. Come enjoy waterfront living, warm Florida sunshine, and everything Punta Gorda has to offer. Call today to schedule a private showing. A 12% tourist and sales tax applies to all rentals of six months or less.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,412
Sqft
0.14 ac
Lot size
2025
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$193 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$193/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$3 vs $207
Days on market
17 vs 63 typical
Where $3/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
196 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3118 BAYBERRY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$333,000
3118 BAYBERRY AVENUE · same community
3 bd · 2 ba · 1,412 sqft · $236/sqft · 197 DOM
Sold · Oct ’25$137,000
850 MARLIN DRIVE · same community
2 bd · 1 ba · 1,192 sqft · $115/sqft · 5 DOM
Sold · Oct ’25$365,000
3330 TRIPOLI BOULEVARD
2 bd · 2 ba · 1,475 sqft · $247/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arthur Middleton
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3118 BAYBERRY AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3118 BAYBERRY AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Arthur's phone and CRM.
Straight answers
3118 BAYBERRY AVENUE FAQs
What would the monthly payment be for 3118 BAYBERRY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $193/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3118 BAYBERRY AVENUE?+
The listing reports pets: Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $4,500, this home is listed about 99% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3118 BAYBERRY AVENUE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THOMAS RYAN REAL ESTATE MANAGE · Sanjeev Ramachandran. MLS #C7528685.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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