607 2ND STREET NW, RUSKIN, FL, 33570
Active1 days on marketListed Aug 9, 2026MLS #A4702115
About this home
607 2ND STREET NW
ALL NEW inside and out a 2 bedroom 2-bathroom home in Ruskin is perfectly situated on a spacious 1/4+-acre lot. Enjoy the freedom of no HOA! Inside all rooms with new flooring primary bedroom large walk-in shower and closet Home has new paint outside and a brand-new shingle roof! July (2026). Kitchen all new as well, with new dishwasher, and very new refrigerator and range. Nice corner oversize lot with nice oak trees for shade, plus nice large driveway and plenty of parking if needed! Home was built UP in elevation for solid dry yard always. Survey available as well Perfect for a future addition, big garage, or pool. This home truly has a lot to see! WHAT A LOCATION! EG Simmons Park and Little Harbor Resort are just down the street. Great for camping, also two boat ramps, MUST come see super clean home a great location in quite area.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,156
Sqft
0.27 ac
Lot size
2007
Year built
One
Levels
$258
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,373 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,373/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.6%
$/sqft vs Ruskin actives
$258 vs $178
Days on market
1 vs 53 typical
Where $258/sqft sits among the 283 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
Ruskin City — neighborhood snapshot
Population
2,490
Median age
42
Median income
$70,544
Median home value
$268,770
Avg household
3
Households w/ children
290
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $330K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
141 of 283
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 607 2ND STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$259,000
301 5TH AVENUE NW · same community
3 bd · 2 ba · 970 sqft · $267/sqft · 22 DOM
Sold · Jul ’26$248,000
304 4TH AVENUE NW · same community
3 bd · 2 ba · 1,435 sqft · $173/sqft · 3 DOM
Sold · Oct ’25$342,895
103 6TH AVENUE NW · same community
4 bd · 2 ba · 1,708 sqft · $201/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arthur Middleton
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 607 2ND STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 607 2ND STREET NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Arthur's phone and CRM.
Straight answers
607 2ND STREET NW FAQs
What would the monthly payment be for 607 2ND STREET NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,373/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 607 2ND STREET NW?+
The most recent tax bill on record (2025) was $3,924. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 607 2ND STREET NW?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $298,000, this home is listed about 15% below the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 607 2ND STREET NW?+
Thompson Elementary (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the RUSKIN 33570 market on paper
$298,000 is 12% below the RUSKIN 33570 median of $339,000.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Ruskin market that averages 53 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of SANDERLING REAL ESTATE · Grant Burns. MLS #A4702115.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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