Arthur Middleton
$425,0004 bd3 ba1,998 sqft$213 /sqft$2,913 /mo all-in ↓

3276 CHIPLEY AVENUE, NORTH PORT, FL, 34286

Active0 days on marketListed Aug 10, 2026MLS #A4701459

New constructionSingle Family ResidencePORT CHARLOTTE SUB 25

About this home

3276 CHIPLEY AVENUE

Virtually Staged. Welcome to this beautifully appointed single-family home featuring 4 spacious bedrooms and 3 full bathrooms. The home's front elevation blends crisp coastal lines with modern details—premium wood-look garage door, sleek glass front door with privacy blind, and contemporary lighting—setting the tone of 'welcome in' before stepping in! Thoughtfully designed, offering a desirable split-floor plan that provides both privacy and functionality. Nestled on a quiet street and perfectly within a serene greenbelt, this home provides a peaceful setting with beautiful natural views and added privacy. A true open concept and smart system unite the interactive living and entertaining area while at the heart of the home is the family room and kitchen area combination. The chef's kitchen flows to the spacious great room and large dining area. The kitchen is complete with a beautiful quartz island, 36" two-tone shaker cabinetry, black hardware and faucets combined with stainless steel appliances. Not to mention, the oversized pantry for family size comfort! Beams of natural lighting fill the interior spaces through the high-impact-hurricane-certified windows and sliders that provide value though energy efficiency and peace of mind. The primary suite is exquisite and defined by a tray ceiling for added attention to detail. It offers two generous walk-in closets, and a spa-style bath with floor-to-ceiling luxury tile, dual vanity, and a transom window that fills the space with soft daylight. The second bedroom is located at the front of the home and is another true private ensuite that your guests will love. Bedrooms three and four offer the flexibility to use as a den, office or more friends and family! The third full bath completes the split plan, blending functionality with privacy. Step out onto the lanai area and generously sized backyard with ample space to create your own private outdoor oasis, including plenty of room for a custom in-ground pool. Whether you're enjoying the tranquil greenbelt views, hosting family and friends, or envisioning your dream backyard, this property offers endless possibilities. Practical touches include an irrigation/sprinkler system, an owned whole-home security system. Location matters: situated on one of North Port’s nicest, low-traffic streets with sidewalk access for easy neighborhood strolls. Everyday essentials, dining, and recreation are close by, and you’re under five minutes to I-75 for quick connections to Sarasota, Port Charlotte, and Fort Myers. North Port continues to see steady growth with new infrastructure, services, and retail options coming online. Minutes to Cool Today Park (Atlanta Braves Spring Training) and Wellen Park dining/events. Enjoy Warm Mineral Springs and the North Port Aquatic Center for year-round recreation. New Sarasota Memorial Hospital in North Port approved for the Sumter Blvd corridor, enhancing area services. Not your typical builder-grade home—its British West Indies style with elevated finishes, bold dark accents, and carefully selected materials that deliver an elevated, refined look and feel that stands out in today’s market.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,998

Sqft

0.23 ac

Lot size

2

Garage

2025

Year built

One

Levels

$213

Per sqft

Park/Greenbelt view

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Other · Solid Surface Counters · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewPark/Greenbelt
FacesSouthwest
ParkingDriveway · Garage Door Opener
ExteriorPrivate Yard · Sliding Doors · Sprinkler Metered

Community & fees

Taxes (2025)$762/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Other · Street Lights
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,913 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$64
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$2,913/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$64
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$330KedgeAI estimate $361,359 · range $344K$405K$442K

vs edgeAI estimate

+17.6%

Days on market

0 vs 53 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cranberry Fields

Map of 3276 CHIPLEY AVENUE inside its neighborhood boundary

Get to know North Port. See the full North Port guide →

Cranberry Fields — neighborhood snapshot

Population

4,906

Median age

56

Median income

$90,686

Median home value

$316,250

Avg household

3

Households w/ children

474

For the school run

Sarasota County School District

ElementaryToledo Blade Elementary School★★★★
MiddleWoodland Middle School★★★★★
HighNorth Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Port market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$316K$304K

North Port median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1208% above the NORTH PORT 34286 median. See the full North Port market guide →

Paper trail

This home's history

Aug 10, 2026Listed at $425,000 · 0 days on market since
2025Built · PORT CHARLOTTE SUB 25

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arthur Middleton

Your agent

Arthur Middleton

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3276 CHIPLEY AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3276 CHIPLEY AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Arthur's phone and CRM.

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Straight answers

3276 CHIPLEY AVENUE FAQs

What would the monthly payment be for 3276 CHIPLEY AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,913/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3276 CHIPLEY AVENUE?+

The most recent tax bill on record (2025) was $762. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in North Port?+

At $425,000, this home is listed about 27% above the North Port median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3276 CHIPLEY AVENUE?+

Toledo Blade Elementary School (elementary), Woodland Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$425,000 runs 1208% above the NORTH PORT 34286 median — but at 1,998 sqft it's also 19% larger than the typical North Port listing.

02Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Listed today in a North Port market that averages 53 — if it fits, move quickly.

04Strong assigned schools

Toledo Blade Elementary School, Woodland Middle School, North Port High School — Toledo Blade Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CENTURY 21 ROSEBAY · Jackie Woods. MLS #A4701459.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3276 CHIPLEY AVENUE, NORTH PORT, FL — 4 Bed, 3 Bath — $425,000 | CENTURY 21 Edge