1628 RIO VISTA TERRACE, PARRISH, FL, 34219
Active312 days on marketListed Sep 29, 2025MLS #A4666336
About this home
1628 RIO VISTA TERRACE
The Islands on the Manatee River—voted Best Overall Community, Category 3, in the 2026 Parade of Homes by the Suncoast Builders Association. AN EXCEPTIONALLY RARE RIVERFRONT OPPORTUNITY! With only six resale homesites currently available in The Islands, Lots 32 & 33 represent the only riverfront resale lots presently offered where a buyer can select a builder and create a custom home from the ground up. Even more exceptional, these are the last two side-by-side riverfront lots without an easement between them, offering the unique opportunity to combine them and centrally position one spectacular custom estate. Together, the lots encompass over one acre with an impressive 341 feet of Manatee River frontage and two deeded boat docks. Located in Flood Zone X, this extraordinary setting offers the space, frontage and flexibility to design a truly one-of-a-kind waterfront residence. Choose from 11 pre-approved luxury builders or take advantage of The Islands' Bring Your Own Builder Program, giving you the freedom to select the builder and design the waterfront home of your dreams. The Islands is a premier gated boating community with a 24-hour manned guard gate, community center with banquet room and fitness facility, and private boat launch. Just a short golf cart ride away is The Club at River Wilderness, featuring an 18-hole championship golf course, clubhouse with restaurant and bar, athletic facility, pool, tennis and pickleball courts. With direct boating access from the Manatee River to the Gulf, this is an increasingly rare opportunity to create a custom waterfront estate in one of the area's most distinctive boating communities. Two adjoining riverfront homesites. 341 feet of waterfront. Two deeded docks. Your builder. Your vision. Your waterfront dream. Call today to schedule your private showing.
Facts & features
The home at a glance
0.49 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,336 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,336/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside River Wilderness
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Parrish. See the full Parrish guide →
River Wilderness — neighborhood snapshot
Population
1,954
Median age
61
Median income
$103,085
Median home value
$537,200
Avg household
2
Households w/ children
121
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Parrish market
$394K → $405K
Parrish median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 113% above the PARRISH 34219 median. See the full Parrish market guide →
Paper trail
This home's history
Reality check
What actually sold near 1628 RIO VISTA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$3,262,000
1621 RIO VISTA TERRACE · same community
4 bd · 4 ba · 4,321 sqft · $755/sqft · 66 DOM
Sold · Jan ’26$275,000
8415 SUMMER GREENS TERRACE
2 bd · 2 ba · 1,433 sqft · $192/sqft · 121 DOM
Sold · Jul ’26$475,000
264 VAN GOGH COVE
2 bd · 2 ba · 1,437 sqft · $331/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arthur Middleton
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1628 RIO VISTA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1628 RIO VISTA TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Arthur's phone and CRM.
Straight answers
1628 RIO VISTA TERRACE FAQs
What would the monthly payment be for 1628 RIO VISTA TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,336/mo — principal and interest, the actual property-tax bill, the $386/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1628 RIO VISTA TERRACE?+
The association fee works out to $386 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1628 RIO VISTA TERRACE?+
The most recent tax bill on record (2024) was $8,882. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1628 RIO VISTA TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Parrish?+
At $875,000, this home is listed about 108% above the Parrish median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1628 RIO VISTA TERRACE?+
Annie Lucy Williams Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$875,000 runs 113% above the PARRISH 34219 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
312 days on market against a Parrish median of 45 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Annie Lucy Williams Elementary School, Parrish Community High School, Buffalo Creek Middle School — Annie Lucy Williams Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,050,000, now $875,000 — a $175K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Susan Hill. MLS #A4666336.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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